Student Let Properties

We at Insure Homes Limited have insured student let properties for over 20 years. In our experience, we understand that many student lets remain unoccupied outside of term time, as they await new tenants to arrive. Fortunately, our policies provide cover between tenants, covering your property during spells of unoccupancy.

Landlords of 3 or more properties can complete the multi-property quotation form, which can be found here.

Please see below for the key features of our student let property insurance:

  • A standard, low excess of just £100, increased to £1,000 for subsidence, heave or landslip

  • Trace and access cover up to £5,000

  • Cover for loss of rent up to 20% of the buildings sum insured where the home is uninhabitable following a valid claim

  • Full cover for 90 days for when you are between tenants

  • Accidental damage cover for glass and sanitary ware

  • Liability cover as the owner of the home up to £5 million

  • Liability cover for domestic employees up to £5 million

  • Accidental damage cover for underground pipes and cables

Our student let property insurance is available to landlords of one or more properties. While we are able to offer cover for communal contents at an insured address, we are unable to offer cover for students belongings under any of our policies. Most landlords can insure both their buildings and contents with us, however we do offer contents only policies should the buildings be insured elsewhere. Simply complete our quote form below and we will email or call you back with a quote.

All of our quotes are based on your individual requirements, so you are only paying for the cover you require.