Beach Huts

We at Insure Homes Limited understand that the times you have and the memories you make at the beach are precious to you. So don’t take unnecessary risk when it comes to your beach hut. With our zero excess policies, give yourself that piece of mind knowing that your shore-side gem is in good hands.

Please see below for the key features of our beach hut insurance:

  • Zero excess for any claim regardless of the cause of the loss or damage

  • All types of hut considered

  • Public liability cover included up to £5 million

  • Accidental damage cover included automatically for buildings insurance

  • Contents cover is available and includes watercraft and accessories, up to 25% of the contents sum insured

  • Cover for loss of rent and license fee, up to 20% of the building sum insured if the hut is made unusable following a valid claim

  • Highly competitive premiums

Beach hut insurance is still a niche product offered by relatively few providers. We know how important it is to offer a product suitable for your needs at extremely competitive premiums. Our policies use flexible underwriting, which means that if your hut is placed somewhere other than the sea front, or is of a slightly different construction, we are confident that we can still help.

Join our ever-growing client list and contact us for a quote today.

You will need to provide the replacement cost for your beach hut, along with the replacement value of any contents which you would like to insure. We'll also need some information about the hut location and details of any previous losses or claims you have suffered. Simply complete our quote form below and we will email or call you back with a quote.

All of our quotes are based on your individual needs, so you are only ever paying for the cover you require.